2021 Volvo XC40 vs. 2020 Cadillac XT4

Detailed Review, Specifications & Comparison

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Safety

© 1999 - 2020 Advanta-STAR Automotive Research. All rights reserved. This vehicle comparison and all of the content in it are provided only by license from Advanta-STAR Automotive Research Corporation of America. If you are not a legally licensed user of this vehicle comparison, it is against federal law to access it, copy it, forward it or use it in any manner whatsoever. Any unauthorized use of this vehicle comparison is a violation of U.S. and international law and is punishable criminally and civilly. 6IUEX-0KENZ 45.55.47.189 2020/10/21

For enhanced safety, the front and rear seat shoulder belts of the Volvo XC40 have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The Cadillac XT4 doesn’t offer pretensioners for the rear seat belts.

The XC40’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The XT4 doesn’t offer pre-crash pretensioners.

Both the XC40 and XT4 have child safety locks to prevent children from opening the rear doors. The XC40 has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The XT4’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.

The XC40 has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. At the same time the pretensioning seatbelts fire, removing slack from the belts. The XT4 doesn’t offer a whiplash protection system.

The XC40 has standard Automatic Braking After Collision, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The XT4 doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.

The XC40’s driver alert monitor detects an inattentive driver then sounds a warning and suggests a break. According to the NHTSA, drivers who fall asleep cause about 100,000 crashes and 1500 deaths a year. The XT4 doesn’t offer a driver alert monitor.

Both the XC40 and the XT4 have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, front wheel drive, height adjustable front shoulder belts, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, rearview cameras and available around view monitors.

For its top level performance in IIHS driver and passenger-side small overlap frontal, moderate overlap frontal, side impact, roof strength and head restraint tests, its standard vehicle-to-vehicle front crash prevention system, its standard vehicle-to-pedestrian front crash prevention system, and its available headlight’s “Good” rating, the Insurance Institute for Highway Safety grants the XC40 the rating of “Top Pick” for 2020, a rating granted to only 32 vehicles tested by the IIHS. The XT4 has not been fully tested, yet.

Warranty

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The XC40’s corrosion warranty is 6 years longer than the XT4’s (12 vs. 6 years).

Volvo pays for scheduled maintenance on the XC40 for 3 years and 36,000 miles. Volvo will pay for oil changes, lubrication and any other required maintenance. Cadillac only pays for the first scheduled maintenance visit on the XT4.

Reliability

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A reliable vehicle saves its owner time, money and trouble. Nobody wants to be stranded or have to be without a vehicle while it’s being repaired. Consumer Reports rates the XC40’s reliability 56 points higher than the XT4.

From surveys of all its subscribers, Consumer Reports’ December 2019 Auto Issue reports that Volvo vehicles are more reliable than Cadillac vehicles. Consumer Reports ranks Volvo 6 places higher in reliability than Cadillac.

Engine

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The XC40 T5’s standard 2.0 turbo 4-cylinder produces 11 more horsepower (248 vs. 237) than the XT4’s 2.0 turbo 4-cylinder.

As tested in Car and Driver the XC40 T5 is faster than the Cadillac XT4:

XC40

XT4

Zero to 60 MPH

6.2 sec

7.8 sec

Zero to 100 MPH

16.4 sec

23 sec

5 to 60 MPH Rolling Start

7 sec

8.2 sec

Quarter Mile

14.8 sec

16.1 sec

Speed in 1/4 Mile

95 MPH

87 MPH

Fuel Economy and Range

© 1999 - 2020 Advanta-STAR Automotive Research. All rights reserved. This vehicle comparison and all of the content in it are provided only by license from Advanta-STAR Automotive Research Corporation of America. If you are not a legally licensed user of this vehicle comparison, it is against federal law to access it, copy it, forward it or use it in any manner whatsoever. Any unauthorized use of this vehicle comparison is a violation of U.S. and international law and is punishable criminally and civilly. 6IUEX-0KENZ 45.55.47.189 2020/10/21

On the EPA test cycle the XC40 gets better fuel mileage than the XT4:

MPG

XC40

FWD

2.0 Turbo 4-cyl.

23 city/32 hwy

AWD

2.0 Turbo 4-cyl.

22 city/30 hwy

XT4

FWD

2.0 Turbo 4-cyl.

24 city/30 hwy

AWD

2.0 Turbo 4-cyl.

22 city/29 hwy

Brakes and Stopping

© 1999 - 2020 Advanta-STAR Automotive Research. All rights reserved. This vehicle comparison and all of the content in it are provided only by license from Advanta-STAR Automotive Research Corporation of America. If you are not a legally licensed user of this vehicle comparison, it is against federal law to access it, copy it, forward it or use it in any manner whatsoever. Any unauthorized use of this vehicle comparison is a violation of U.S. and international law and is punishable criminally and civilly. 6IUEX-0KENZ 45.55.47.189 2020/10/21

For better stopping power the XC40’s front brake rotors are larger than those on the XT4:

XC40

XT4

Front Rotors

13.6 inches

12.6 inches

The XC40 stops shorter than the XT4:

XC40

XT4

60 to 0 MPH

125 feet

126 feet

Motor Trend

60 to 0 MPH (Wet)

135 feet

141 feet

Consumer Reports

Tires and Wheels

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The XC40’s standard tires provide better handling because they have a lower 55 series profile (height to width ratio) that provides a stiffer sidewall than the XT4’s standard 60 series tires.

Suspension and Handling

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For better maneuverability, the XC40’s turning circle is .6 feet tighter than the XT4’s (37.4 feet vs. 38 feet).

For greater off-road capability the XC40 has a 1.5 inches greater minimum ground clearance than the XT4 (8.3 vs. 6.8 inches), allowing the XC40 to travel over rougher terrain without being stopped or damaged.

Chassis

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The XC40 is 6.9 inches shorter than the XT4, making the XC40 easier to handle, maneuver and park in tight spaces.

As tested by Car and Driver while under full throttle, the interior of the XC40 T5 R-Design AWD is quieter than the XT4 Sport AWD (74 vs. 75 dB).

Passenger Space

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The XC40 has .2 inches more front hip room, .8 inches more rear headroom, 4.8 inches more rear hip room and 1.2 inches more rear shoulder room than the XT4.

Cargo Capacity

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The XC40 has a larger cargo volume with its rear seat folded than the XT4 with its rear seat folded (57.5 vs. 48.9 cubic feet).

Pressing a switch automatically lowers the XC40’s optional rear seats, to make changing between passengers and cargo easier. The XT4 doesn’t offer automatic folding seats.

Towing

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The XC40’s standard towing capacity is much higher than the XT4’s (3500 vs. 2500 pounds). Maximum trailer towing in the Cadillac XT4 is only 3500 pounds. The XC40 offers up to a 4630 lbs. towing capacity.

Ergonomics

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The XC40’s front and rear power windows all open or close with one touch of the switches, making it more convenient at drive-up windows and toll booths, or when talking with someone outside of the car. The XT4’s rear power window switches have to be held the entire time to close them fully.

The XC40’s rain-sensitive wipers adjust their speed and turn on and off automatically based on the amount of rainfall on the windshield. This allows the driver to concentrate on driving without constantly adjusting the wipers. The XT4 Luxury’s standard intermittent wipers change speed with vehicle speed, but can’t turn on and off or change speed based on changing rainfall.

Heated windshield washer nozzles are optional on the XC40 to prevent washer fluid and nozzles from freezing and help continue to keep the windshield clear in sub-freezing temperatures. The XT4 doesn’t offer heated windshield washer nozzles.

Consumer Reports rated the XC40’s headlight performance “Very Good,” a higher rating than the XT4’s headlights, which were rated “Good.”

In poor weather, headlights can lose their effectiveness as grime builds up on their lenses. This can reduce visibility without the driver realizing. The XC40 offers available headlight washers to keep headlight output high. The XT4 doesn’t offer headlight washers.

The XT4 (except Luxury)’s optional cornering lamps activate a lamp on the front corner when the turn signal is activated. The XC40’s standard adaptive cornering lights turn the actual headlight unit up to several degrees, depending on steering wheel angle and vehicle speed. This lights a significant distance into corners at any speed.

Economic Advantages

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The XC40 will cost the buyer less in the long run because of its superior resale value. The IntelliChoice estimates that the XC40 will retain 46.39% to 55.1% of its original price after five years, while the XT4 only retains 41.8% to 41.95%.

IntelliChoice estimates that five-year ownership costs (depreciation, financing, insurance, fuel, fees, repairs and maintenance) for the Volvo XC40 will be $2576 to $11560 less than for the Cadillac XT4.

Recommendations

© 1999 - 2020 Advanta-STAR Automotive Research. All rights reserved. This vehicle comparison and all of the content in it are provided only by license from Advanta-STAR Automotive Research Corporation of America. If you are not a legally licensed user of this vehicle comparison, it is against federal law to access it, copy it, forward it or use it in any manner whatsoever. Any unauthorized use of this vehicle comparison is a violation of U.S. and international law and is punishable criminally and civilly. 6IUEX-0KENZ 45.55.47.189 2020/10/21

Consumer Reports® recommends the Volvo XC40, based on reliability, safety and performance. The Cadillac XT4 isn't recommended.

Motor Trend performed a comparison test in its January 2019 issue and they ranked the Volvo XC40 T5 R-Design AWD higher than the Cadillac XT4 Premium Luxury AWD.

© 1991-2018 Advanta-STAR Automotive Research. All rights reserved.

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